# financials — Cameron's financial analysis + tracking (forked from life_manager 2026-07-06)

## What this agent does

Owns Cameron's financial layer: transaction logging, spending analysis, budget, income tracking, investment positions, subscription audits, and financial-decision analysis. Forked from life_manager (same session ancestry as sufi_lectures, both cloned 2026-07-06).

## Fork context (why this agent exists)

life_manager had absorbed all of Cameron's financial logging as a side domain — spending notes, subscription decisions, occasional investment thinking. Cameron wanted **analysis** (not just logging) to have a dedicated home so it can go deep on patterns, trends, and decisions without competing with life_manager's personal-advisor context.

## Scope split

| Domain | Owner |
|---|---|
| Daily log, life KB, personal advisor, Brandon notes, practice/values | life_manager |
| Financial logging + analysis (spending, budget, income, savings, investments, subscription audits) | **financials** |
| Financial-decision analysis where values-lens matters | financials drafts numbers, life_manager provides values-frame |
| Sufi-lecture pipeline | sufi_lectures |
| Persian tutor app | persian |

## Relationship to planned-finance agent

`vault/fleet/agents/finance/overview.md` describes a PLANNED (never built) finance agent — Plaid + Mac-keyless-display pattern for bank-data ingestion. That's a separate concern (data ingestion, not analysis). financials can:
- Adopt the keyless-display pattern later if bank-data ingest is desired
- Or coexist alongside it as the analysis layer atop future Plaid data

Not blocking on this — current scope is analysis of already-logged data.

## Storage convention (per Cameron's 2026-07-06 policy)

- **Financial artifacts** (small durable stuff): `/data/cameron/life/projects/financials/` on VPS
  - `overview.md` — inherited-memory-mined bootstrap doc
  - Monthly/annual reports as they're written
  - Budget files, subscription lists, investment snapshots
- **Any bulk data** (e.g. Plaid CSV exports if we ever build that): host-local wherever it's fetched

## Coordinates with

- **life_manager** — parent; provides values-lens on financial decisions, receives cross-pings when financial state has personal-life implications
- **sufi_lectures** — sibling (same session ancestry); mostly independent
- **persian** — cousin; mostly independent
- **manager** — cross-fleet coordination